Planning Today for Your Tomorrow
by Sandra C. Hill
photograph by Paul Abell
As the life expectancy of American adults Increases each year, planning for long-term care becomes more and more important. Most definitions of long-term-care include providing personal care, as well as social and medical services, to assist people with everyday living activities allowing them to remain independent for as long as possible. These activities of daily living (ADLs), such as bathing, dressing, toileting and even eating may not be particularly difficult for most people: however such activities may be impossible to perform for someone who has chronic health problems. Typical users of long-term care may also have trouble with other activities, that most people take for granted such as meal preparation, money management, telephone usage, shopping, housework, and medication management. While Georgia's seniors have good reason to consider long-term care issues, no longer can the senior community be the only ones looking at long-term care and its issues.
According to the US Census Bureau, in 2000, 5 to 9.9 percent of its population each percent of Georgia's population was over the age of sixty-five, but as more of Georgia's Baby Boomers mature this percentage will increase steadily. In 2015, for instance, this segment of the population will grow 10 to14.9 percent. However, looking toward 2025, Georgia's population over sixty-five years old will be 15.0 to19.9 percent of the whole. Therefore, the Baby Boomers, those born between 1946 and 1964, have important decisions to make regarding long-term care.
People are living longer, but that doesn't necessarily mean people are living a better quality of life. Medical research is consistently coming up with more preventive medicines and cures for diseases that, in the past would have meant prolonged illnesses or early death, but even with all the medical advances and advice given by the medical community on living a longer, healthier life, there are still people who ignore their health until that first heart attack or stroke. Thus, we may expect an even greater number of seniors combatting health problems, physical illnesses, or mental disabilities. While in the past, close relatives would care for family members who were seriously ill, today people have to give thoughtful consideration to who will care for them in case of serious injury, illness, or disability. Many children are living too far from parents to check on them regularly and help with their activities of daily living. It would be impossible for a child who lives hundreds of miles away to take on the responsibility of managing a parent's medicine, meals, and grooming on a daily basis.
In Georgia, Governor Sonny Perdue has implemented GeorgiaCares Lifelong Planning, an initiative to educate Georgians on problems with long-term care and to offer solutions. To this end the Middle Georgia Regional Development Center, the designated Area Agency on Aging, sends out lifelong planning specialists throughout the Middle Georgia region (Baldwin. Bibb, Crawford, Houston, Jones, Monroe, Peach, Pulaski, Putnam, Twiggs, and Wilkinson counties). These lifelong planning specialists offer free presentations on long-term care to businesses, civic clubs, faith based organizations, retirement centers, and any other community organization. "One never knows what kind of reception you will receive until you're in front of the audience," says Pat Denier, a lifelong planning specialist with the Middle Georgia Regional Development Center, Area Agency on Aging. "You just hope that you can say something that will touch at least one person and start him or her to thinking about their future long-term care." Pat goes on to say, "I think some people think that it's a natural sequence of life to reach retirement age and their health and finances decline.
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